The Best Cheap Renters Insurance in California

Lemonade provides the most affordable renters insurance in California, averaging $13 per month for $30,000 in personal property coverage, below the state average of $19. Progressive offers rates around $15 per month with various discounts. State Farm and Allstate have exited the market due to profitability issues from natural disasters. USAA offers strong service and discounts for military families. Rates differ by city, with Long Beach being the priciest at $31 per month.

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