Rick Schell

Protects Your Loved Ones
Offers reliable support for funeral costs, debts, and daily expenses—providing peace of mind for your family’s future.

Affordable Options Available
Term life insurance offers high coverage at low cost, especially for young, healthy individuals—great value for protection.

Is Life Insurance Worth It?

Experts predict mortgage rates will hold steady through 2025, with limited chances of significant drops this year.

Waiting to buy may not pay off, as prices stay high due to limited housing supply and strong demand.